About Us – PSB Loans in 59 Minutes

India's Leading Digital
Lending Platform

An online marketplace catering to various financial aspirations of individuals and businesses — in a simple, quick & hassle-free way.

🏛️ Govt. Backed 📅 Founded 2019 🤖 AI & ML Powered 📞 365-Day Support 🔒 ISO 27001:2022 Certified
Professional financial advisor
7.5L+
Happy Customers
Across India
7.5L+
Happy Customers
₹74K Cr+
Loans Disbursed
20+
Partner Banks
59 Min
Digital Approval
The Platform
Simplest.
Fastest.
Safest.
2019
Founded Year
#1
Largest FinTech Platform
AI & ML
Powered Technology
365
Days Online Support
🏛️ Backed by SIDBI & Government of India

The Initiative

About PSB Loans in 59 Minutes

psbloansin59minutes.com is a new-age digital lending platform developed with the objective to provide advanced technology-based financial innovations and solutions.

PSB59 platform was born from the insight that MSMEs found it hard to avail loans from formal banking channels due to tedious application, documentation and verification processes.

Powered by rigorous innovation and technological advancements, we're proud to be recognized as India's largest lending platform (by Credit Suisse, March 2019). We passionately serve our customers with cutting-edge financial products and strive to help them pursue their dreams.

The platform integrates advanced technologies like AI and ML to automate and digitize the lending processes for borrowers and lenders alike.

Speed and simplicity of availing loans have perennially been pain points for the Indian borrower. This is where our platform makes the lives of any borrower easy and smooth.

How PSB Loans Changed the Borrower Journey

Three pillars that made digital lending faster, smarter, and more accessible for every Indian borrower.

1

Intelligent Use of Technology

Sophisticated algorithms read and analyze data from IT Returns, GST, bank statements, MCA21, and bureaus — using smart analytics to capture applicant details instantly.

2

Fast Application Process

The platform has created a new benchmark by providing digital approvals for business as well as retail loans within 59 minutes — no branch visits, no paperwork queues.

3

Loans from Anywhere, Anytime

A contactless journey where a borrower can apply for loans with multiple banks in one go, without visiting any branch — from anywhere, at any time.

Modern Technology

Redefining Customer Experience

Faster Digital Approval in 59 Minutes

Get your in-principle digital approval letter in less than 59 minutes — from anywhere, anytime.

Digital Application from Anywhere, Anytime

Apply 24×7 from any device. No physical branch visit required at any stage of the process.

Contactless and Hassle-free Application

Complete your loan application without any physical touchpoints — fully digital from start to finish.

One Form for All Lenders

Single application reaches 20+ partner banks simultaneously. Compare offers and choose the best rate for you.

Sanction & Disbursement within 7–10 Working Days

Fast-track your loan from approval to disbursement in just 7–10 working days after digital sanction.

Empowered to Choose Preferred Lender

Compare multiple loan offers from partner banks and choose the product that suits you best.

Real Time Tracking of Applications Online

Track your loan application status in real time — anytime, anywhere, on any device.

100% Secure & RBI Compliant

Bank-grade 256-bit SSL encryption. Zero hidden charges. Full transparency and RBI compliance at every step.

Apply for a Loan →

Platform Advantages

Digital approval in-principle letter59 mins
Sanction & disbursement expected7–10 Days
Multi-bank offers compared liveReal-time
Apply from any device, anywhere24 × 7
Real-time application trackingOnline
Govt. Backed
SIDBI & Govt. of India
One Form, All Banks
Single apply, multi-bank
ISO 27001:2022
Certified & secure
Zero Hidden Fees
Transparent process

Awards & Recognition

Recognized consistently by India's top industry bodies for innovation, leadership, and excellence in digital lending.

2023

Governance Now BFSI — MD Leadership Award

Mr. Jinand Shah, MD & CEO

2023

Global Fintech Awards — Friends of Fintech

Online PSB Loans Limited

2023

Money Expo Mumbai — Most Valuable Fintech Company

Online PSB Loans Limited

2023

Times 40 Under 40

Mr. Jinand Shah, MD & CEO

2023

Dun & Bradstreet — Start-Up 50 Trailblazer

Online PSB Loans Limited

2023

Industry Live MSME India Business Awards — Entrepreneur of the Year (Small)

Mr. Jinand Shah, MD & CEO

2023

Outstanding AI & ML Solutions Provider of the Year

BFSI Innovation Confex & Awards

2023

Central Banking FinTech RegTech Global Awards — Open Finance Partner

Online PSB Loans Limited

2023

National Achievers Recognition Forum — Business Leadership of the Year

Online PSB Loans Limited

2023

Outlook Business Spotlight — Visionary Leader Award, Company of the Year

Online PSB Loans Limited

2023

ICAI 40 Under 40 Awards — CA Business Leaders

Mr. Jinand Shah, MD & CEO

2023

BW Retail World — 40 Under 40 Achievers

Mr. Jinand Shah, MD & CEO

2023

Fintech India Expo FIIA — Best Customer Experience Solution

Online PSB Loans Limited

2023

2nd Annual NBFC & FinTech Excellence Awards — Best Cybersecurity Initiative (Digital Lending)

Online PSB Loans Limited

2023

Aegis Graham Bell Awards — Innovation in Enterprise Solution

Online PSB Loans Limited

2023

ET Ascent Business Leader of the Year — Entrepreneur of the Year

Mr. Jinand Shah, MD & CEO

2023

Bharat Fintech Summit Awards — Fintech Leader of the Year

Mr. Jinand Shah, MD & CEO

2022

Outlook Business Spotlight Business Icons Awards — Company of the Year

Online PSB Loans Limited

2022

India DevOps Show (Quantic) — DevOps Project of the Year (FinTech)

Online PSB Loans Limited

2022

Governance Now India BFSI — Digital Lending Corporate

Online PSB Loans Limited

2022

CII Industrial Innovation — Top 50 Innovative Companies

Online PSB Loans Limited

2022

WCRCINT & WCRCLEADERS — World's Best Emerging Brands 2021–2022

Online PSB Loans Limited

2022

WCRCINT & WCRCLEADERS — World's Best Emerging Business Leaders

Mr. Jinand Shah, MD & CEO

2022

Global Fintech Fest 2022

Online PSB Loans Limited

2022

FeatherTouch Business Leadership Awards — Best White Label Technology Provider (Digital Lending)

Online PSB Loans Limited

2022

UBS Forum — Most Innovative Fintech of the Year

Online PSB Loans Limited

2022

UBS Forum — Innovator of the Year

Mr. Jinand Shah, MD & CEO

2022

FinTech Festival India Awards — Best White Label Technology Provider

Online PSB Loans Limited

2022

ASSOCHAM FinTech & Digital Payments Awards

Online PSB Loans Limited

2022

Excellence in Economic Development Awards — Company of the Year

Online PSB Loans Limited

2022

MSMECII Make In India Initiative Awards — Innovative Leader Award (BFSI)

Online PSB Loans Limited

2022

MSMECCII Ganesh Bharat Ratan Award — Most Innovative Fintech Product (BFSI)

Online PSB Loans Limited

2022

ISO 27001:2022 Certified

Information Security Standard

2021

Best Financial Innovation — DOD (Drivers of Digital) Awards

PSBLoansin59Minutes.com

2021

Fintech Leader of the Year — DOD (Drivers of Digital) Awards

Mr. Jinand Shah, MD & CEO

2021

Times CSR Awards Gujarat

PSBLoansin59Minutes.com

2020

Technoviti Award — Banking Frontiers

PSBLoansin59Minutes.com

2019

India's Largest Online Lending FinTech Platform

Recognized by Credit Suisse, March 2019

2019

Enterprise of the Year — Fintech Leader

Times Group

2019

Emerging Fintech — Governance Now BFSI

Online PSB Loans Limited

2019

One of the 10 Best Start-ups in Financial Services Category

Silicon India

2017

IDRBT Winner 2017

Institute for Development and Research in Banking Technology

Ready to Apply for Your Loan?

Get your in-principle approval in 59 minutes. Compare offers from 20+ banks — all in one place.